North Finance has been on the market since 2001. North Finance addressed at Lymasol Cyprus; however, North Finance registered at Belize. Like two sides of coin, this forex broker has two different sides, bad and good side. North Finance’s good side is competitive spread, easy new account opening, small minimal capital, easy deposit and withdrawal operation, interesting leverage, free Meta trader trading platform, good customer support, bank guarantee, swap free policy, IB business opportunity, trading varieties.

North Finance is not good at news matter, no news tab in this broker’s Meta trader, and busy server at news release.

In this forex broker, the spread is quite interesting; begin from 2 up to 10 pips in the news time and no commission. It is very easy to begin trading in North Finance, you can open account within 10 minutes from all over the world through the internet. The minimum capital to start forex trading in North Finance is $100; moreover, no minimal deposit and withdrawal at this forex broker, you also do not have to pay charge in deposit and withdrawal operation in North Finance. This forex broker accepts deposit via wire and electronic payment (e-gold). Credit leverage in this forex broker is very attractive, especially for low capital trader; begin from 1:1 up to 1:500.

This forex broker use Meta trader, instant execution and quotation system with eleven different languages. However, regrettably, North Finance’s Meta trader does not support news that is one of important factor in forex trading. North Finance also support mobile trading; you can download Meta trader mobile freely at this forex broker. North Finance is very good in customer support; you can access customer support 24 hours 5 business days lively on North Finance live chat.

Furthermore, this forex broker’s customer supports is very friendly and helpful. Not only good in customer support, this forex broker is also good in deposit and withdrawal operation time via e-gold. Deposit and withdrawal operation in this forex broker is very fast, almost finished in only five minutes. If you deposit $5000 or more at North Finance, you get free Visa Electron card that you can use to withdraw or shopping in any places in the world that have Visa Electron logo. You don’t have to worry putting your money at this forex broker; your deposit above $100,000 is bank guarantees. However, you have to becareful when trading in North Finance at big news is released, this forex broker’s server frequently very busy during big news time. North Finance has the good policy for Moslem trader; swap free for Moslem trader in this forex broker. This forex broker offers excellent opportunity to join a profitable business with them as IB (internet broker). North Finance has had IB forex brokers in more than twenty different countries, some of them are at Russia, China, Malaysia, South Africa, etc. In North Finance, you not only can trade forex, you also can trade CFD on futures, stocks, metals.

In conclusion, North Finance can be very considered as a good forex broker. This forex broker can be one of good choice when you decide to start forex trading.

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In this article, we will share a limited number priceless job search secrets and strategies. If implemented correctly, you will put yourself in a position to land your dream truck driving job and negotiate the best possible compensation plan for you and your family at the same time.

Before we begin, keep in mind that the probability of these priceless job search techniques ever being uttered from the mouths of trucking company hiring managers or truck driver job recruiters are slim at best. Why? The primary function of a trucking company hiring manager is to staff its local truck driving jobs at the lowest possible cost to it’s bottom line and to maximize its profits.,/P>

The primary goal of a truck driver job recruiter is to collect commissions for getting you hired on to one of his clients. Their concern for your compensation package is not on the top of their priority list.

All too often a trucker will leave behind a good CDL truck driving job at a company with a solid business model and a good record of taking care of their drivers. Only to realize that they could have avoided making an incredibly bad career move, had they only thought it through more carefully. If there is one common mistake that I have seen dedicated, hard working truck drivers make through the years, it is poor career decisions.

Hopefully our top 5 secrets to a successful truck driving job search will help you avoid a poor career move in the near future. They include:

1. The key to a successful truck driving job search is to plan your work and work your plan. The first step in any considerable life changing move is to be realistic with your expectations and create a list of objectives and strategies to achieve your short and long term goals.

Many professionals in search of the best truck driving jobs fail to set realistic job search career goals. If you were an olympic archery expert would you not agree with me that you would be highly focused on your target during your event. Of course you would. Setting career goal strategy has two major benefits. First, it helps you develop laser focus in establishing career priorities. Second, it will dramatically improve your self esteem for this highly stressful process.

2. Prepare a list of short and long term career goals. Before you start your career search process, spend some serious time laying out on paper 1,3 and 5 year goals. Is you long term goal to become and independent owner operator, or are you more likely to work for a trucking company? There are positives and negatives with each opportunity. Most employers consider an employment package to include approximately 70% salary and 30% benefits. This may be more suited for someone with a young family with a wife who has decided stay at home with the children. Whereas and owner operator may make more money, they usually have to acquire benefits on their own which can be an enormous expense

Bottom line: As an employee of a trucking company, you’re more likely to be offered a compensation package that includes salary and a benefits package.

3. Inadequate pre-employment research is the primary reason why professional truck drivers is unhappy 1-2 years following a job change from one company to another. The last thing you or your family wants to do is to accept a new truck driver job position by hastily jumping to a company that offers you $.50 more per hour or $.05 more a mile. Far too many times good truck drivers make a quick move from an established company that has treated you well to a company that offered you the sky for a small, short term economic gain. This can ruin your mine emotionally and inflict real havoc on your family.

Bottom Line: It is imperative that you take this process seriously and spend the necessary time researching all truck driver job opportunities.

4. Evaluate your current job satisfaction. Keep a written journal of your daily reactions to your job situation for at least 30 days. Along the way look for recurring themes or events that bring pleasure to your mind and soul. This will help you focus in on which aspects of your current truck driving job deliver the most positive and negative job satisfaction.

Bottom Line: You must determine whether or not your primary positive and negative responses related to the duties related to your job, the company culture or the individuals with whom you work everyday. This will go along way in helping you pinpoint key job satisfaction areas for your next truck driving job career move.

5. Contract with a professional trucking jobs recruiter. Listen carefully. A successful truck driving job search is a full time job and unless you can be in two places at one time, this is the best investment you can make. In most cases, with an 80,000 job shortfall, a successful recruiter would gladly take a phone call from an educated, professional owner operator looking ot make a career move. A reputable recruiter will have established relationships with the key decision makers you are looking to connect with and in most cases their fees are paid for by the trucking companies. They will make sure your resume is professionally prepared and provide you with a customized cover letter. The additional services of resume/cover writing and interview preparation are skills you should definitely consider investing in.

Key Point: Contact at least 2 or 3 professional trucking industry recruiters and meet with them to discuss your results from the previous step.

Always remember this, trucking company human resource personnel do not have your best interests in mind. All companies have one primary objective. Obtain the best talent available for the least amount of money. In today’s economic climate, as long as that industry’s job market is tight, the hiring managers have the upper hand. However, with the trucking industry’s current truck driver shortage, a professional OTR independent owner operator has more room to negotiate the best compensation package available.

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Purchase Order Finance summary:

Availability of funds. You get the funds necessary to execute the order and thereby honor your commitment. Your cash flow improves dramatically.

Various facilities. Many finance companies provide a receivables funding facility, which is linked to the purchase order finance facility. Funds are usually provided by making direct payments to your supplier, or by issuing a letter of credit, or by providing a supplier guarantee.

Direct payments to suppliers. Your suppliers are paid directly by the finance company. Typically up to 80% of the confirmed purchase cost can be paid. The remaining 20% minus the fees of the finance company are paid when your customer pays your invoice.

Issuing a Letter of Credit. Based on the provisions and governed by the rules of the International Chamber of Commerce, finance companies or Banks back the commitment of payment to the supplier by issuing a Letter of Credit.

Supplier Guarantee. Leading financial companies provide a commitment of payment to suppliers. This supplier guarantee is grounded in the availability of funds generated from the accounts receivables facility.

Single or Multiple transactions can be made. Once you deliver the goods, which are accepted by your customer, and proof thereof has been obtained, then typically up to 85% of the amount of the invoice can be advanced to you immediately. This funding can facilitate the execution of other transactions. Thus multiple transactions can be made with confidence.

Local reach. The buyer or the supplier may be located anywhere in the United States of America. For local purchase order finance, some finance companies give up to 80% of the amount of the PO order.

Global reach. Leading finance companies have a global reach and they can also fund overseas purchase orders. For overseas PO financing, usually a Letter of Credit is opened. The PO finance is generally obtained from the funds that are generated from the financing of the accounts receivables.

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The indexes of job search engines are mainly from the web sites of the employers. Job seekers are greatly benefited due to the vertical search engines since they are able to locate new job openings, which are not available through traditional web search engines because vertical search engines provide information about specific business.

Many job search engines are emerging owing to the popularization of vertical search in USA and other countries. The popular search engines in US are Hound and indeed. Another search engines like Flipdog has rise in popularity throughout the world. Tolmol and Bixee are the famous search engines in India, while Hippo is a famous Australian search engine.

Some of the benefits of using a job search engine is:

* It has a wide category of job lists of various fields

* Enables the job seekers to have a glance at the wide and multiple web sites that are available on the Internet

* Provide index about the primary traditional job boards

* Cut down on the search time

* Gathers information from all sources available on the World Wide Web and presents it together in one search.

Things you should be aware of!

The job candidate are encouraged to post their CV along with their contact details. Job seekers should be cautious while up loading personal information since control cannot be exercised over the resume. This is just a tip to be kept in mind, but you should make sure that the website where you are uploading your information is a genuine job provider website. It might happen that the resume may get into the hands of fraudsters who might misuse the information.

Job search engines to some extent bridge the gap between the employers and the job seekers. Many opportunities in certain sectors like education hospital management, health care and non-government sector are also available through job search engines.

Job search engines depend on the technology of Search Engine Optimization. They will index those pages, which have maximum keywords and rank them higher in the search result. Obviously, the web surfers, most of the times will click the first web link provided through the result.

While using the job search engines, job seekers must provide appropriate keywords to get the exact result. Keywords like jobs in Denver, job opportunities in Denver, etc. help in getting the desired information in just one search. Job search engines also help in finding the appropriate job positions with help of keywords.

Find what you were looking for? I hope this article provided good information about job search engine and how to use them.

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Do you have clients that take 30 or more days to pay their invoices? Or, if you are a distributor, do you have clients that have placed large orders, depleting your capital resources? There are two trade finance tools that can help you in these instances. The first tool is called factoring financing. The second one is called purchase order financing.

Factoring Financing

Factoring is an ideal financing tool for companies that can’t afford to wait up to 60 days to get paid by clients. A factoring company can provide you with an advance of up to 85% on your slow paying receivables, providing you with working capital to pay employees and business expenses. Factoring is quick and can provide you with a payment within a day or so after invoicing.

Purchase Order Financing

PO financing is ideal for companies that resell goods to government or commercial clients. It can provide you with financing you need to deliver on your large orders. Purchase order funding works by providing you with funds to pay suppliers, enabling you to close more and larger sales. The transaction is settled once your customer pays for the goods.

Conclusion

Companies that need either domestic or import export financing can benefit from factoring and purchase order financing. And as opposed to traditional bank financing, both are relatively easy to obtain and can be set up in a few days.

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Are you looking for employment?  Do you feel as if you are alone in this endeavor?  Are you seeing no light at the end of the tunnel?  A job club might be the answer for you.  Job Clubs are a group of individuals getting together to supporting each other through the trials and tribulations of finding employment.  There are no size or activity limitations.  The design of the Job Club sets the tone, flow, time, and material covered.  As the Job Club grows, it will continue to change to meet the needs of the participants.

The basic objective of a job club is to stimulate, motivate, and provide peer support to unemployed people encouraging greater activity in their job search.  This is accomplished by expanding awareness and helping individuals learn the techniques to enhance their job seeking skills.  Finding employment is a difficult process for all persons. 

The economics of the country is a contributing factor on the unemployment rate.  The unemployment rate among the blind, visually impaired, and disabled population continues to be triple that of the standard unemployment rate.  Job Clubs have been very successful in assisting this population to find employment.

How to find a Job Club

The first thing to do is contact the employment service in your community to see if a Job Club currently exists.  Sometimes local colleges or businesses sponsor these clubs.  If you find that, there is a Job Club in your community schedule an appointment with the facilitator to evaluate if the program will meet your individual needs.  Contact your local Blind Services Agency, Blind Training Centers, or local Vocational Rehabilitation office to see if they offer a Job Club.  You might be able to work with these agencies in stating a Job Club if one currently does not exist.

How to set up a Job Club

If you are interested in starting a Job Club in your area there are a few things to consider.  What type of Job Club do you want?  Will it be long or short term?  What material will be covered?  Will you meet weekly or monthly?  Do you need to find a facilitator?  Where will you meet?

You only need a few energetic, enthusiastic, and motivated people to start a Job Club. Meeting places can be at local restaurants over coffee or a meal.  Local churches, community centers, or libraries often have meeting spaces at no cost.

Participants will find that the peer support system developed through regular meetings provides stability, understanding, and emotional support while facing the rejection and frustration that accompanies the job hunting process. 

The thing to remember is that all participants have a common goal and that is to find employment.  It is essential that all have a well organized resume’, abilities statement, and action plan.  Having individuals from the community speak at meetings provides members with knowledge, techniques, and networking skills for successful job hunting.  In addition, the group is letting the community know that they are actively part of the job market.

Job Club Topics

Networking is a skill that all people need to refine when in the job market.  The networking process will continue to develop as the Job Club grows.  All persons involved in the Job Club will be able to contribute to the networking process in the membership, guest speakers, and community resources.  Members need to continue to seek out community resources that can assist in the Job market process.

One might have excellent education, work history, and references’ but falls short in the interview arena.  Mock interviews are the answer for solving this problem.  It is easy, as the Job Club meets regularly, to forget this very important component.  No one likes the dreaded interview but how we present our selves in the interview determines employment.  It is best to ask individuals not involved in Job Club to facilitate the mock interviews allowing an element of realism.  Video taping the interviews to critique later provides honest intervention from the peer support system.

The Job Club also might want to cover the following topics:

·       Job readiness skills

·       Communication and body language skills

·       Disclosure of disabilities – the advantages and disadvantages

·       Americans with Disability Act (ADA) – affects employment and the work place

·       Identify individual strengths and skills matching them to local work opportunities

·       Explore and analyze local work opportunities

·       Transportation

·       Social Security benefits

As the Job Club continues to meet and grow the interest and the needs of the group will dictate the topics to cover. Now that you are armed with the basics, it is time to call on a few friends, neighbors, or acquaintance to meet and get the ball rolling to find that job you are dreaming about.  Remember, it is a timely process but the rewards are great at the finish line. 

Author:

Susan Hipple

Director

http://visualinovations.org

. 

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It’s all about attitude, enthusiasm and point of view regarding how to conduct your business. Can you make your own rules regarding how banks, commercial finance companies and other financial entities operate? Of course not. Can you make your own rules regarding how you utilize the financial recourses that are available to finance your business? Absolutely!

Here are three examples how to harness the power of accounts receivable financing sometimes with other types of financing to grow your B2B business.

Case Study One:

A Solar Energy Company that designed and supervised the installation of renewable energy systems was unable to obtain bank financing. They were one of the area’s lowest cost providers of solar panels, system design and supervision. One of their biggest assets was State Solar Tax Credits that are paid to homeowners who install the solar energy systems. An obligation from a State to a consumer is not within the definition of an account receivable. In other words, it could not be financed because it was not an obligation to a business. Using the art of possibility, the homeowners were persuaded to assign their solar tax credits to the Solar Energy Company. This transformed a consumer receivable into a commercial accounts receivable. Voila! The Solar Energy Company received accounts receivable financing it needed to grow.

Case Study Two:

An individual purchased an Importing Company that had been financed with a bank’s SBA loan. As collateral for the loan, the bank placed a UCC1 filing on the accounts receivable and inventory of the business. UCC refers to the Uniform Commercial Code in effect throughout the United States of America. In some respects, it simplifies the process of lending, selling and borrowing nationally. In other ways it is very complex. A UCC1 filing by a bank usually prevents any further financing because there is no collateral left to be financed. It is similar to a first mortgage loan on a house. If you have a 95% loan on your house, no other financing is available on the house because there is no equity to lend on. Using the art of possibility, the Importing Company was successful in convincing the bank to subordinate their UCC1 filing to another commercial lender’s UCC1. The Importing Company convinced the bank that it would be mutually beneficial to lower the bank’s UCC1 lien to a secondary position to allow a commercial finance company to offer new accounts receivable financing and inventory financing. Voila! The Importing business has a new credit line available for growth. It is now more profitable and the bank is more likely to be repaid. This is a win-win situation.

Case Study Three:

A start-up Clothing Company involved in manufacturing, distributing and designing T-shirts landed a substantial purchase order for their product. The product was to be made in China, and the Clothing Company lacked sufficient funds to pay for the costs of manufacture and distribution. Using the art of possibility, the Clothing Company obtained a letter of credit to guarantee the Chinese factory of payment, purchase order financing to pay for the T- shirts upon delivery, and accounts receivable financing to pay the purchase order company upon delivery of the goods to the customer in the US.

Accounts receivable financing can help your B2B business realize the art of possibility for growth and profits. Voila!

Copyright © 2007 Gregg Financial Services

www.greggfinancialservices.com

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Searching for a job can be a challenging task. You need to understand the proper procedure for finding the right job and the best resource you can have is the internet. With a little effort and some research you can find your self a reasonable job. There are numerous jobs available over the internet and a lot of advice too. You can select a job according to your skills and expertise or you can figure out how to enhance your skills and education. You can even choose from a number of jobs available on employment websites. To be successful you need to work hard and dedicate yourself to searching and applying to job postings and doing all the right things. Here are few tips on finding information on jobs from the internet:

With the arrival of the internet you can now easily search for jobs online. You may require a little practice to master the art of online job searching. Once you have understood all the right procedures, you can get a job instantly. Finding the right job has never been so easy! Online Job boards also provide great tools and tips to help you get started on finding a job, interviewing and resume writing. Here are a few tips on finding jobs online:

You should start your job hunt by looking for a membership sites. These sites can give you access to various types of job postings. They will also provide useful tips and suggestions on how to write your resume, interviewing and salaries. There are numerous other sites that can give you information on salaries, company information, company culture and even the right type of clothes to wear to an interview. You should make sure that the website is reliable by looking at various factors like customer testimonials and a sales page showing realistic results.

Employment websites will provide you all the necessary information to get started with your job. This information will include how to apply for jobs effectively. Doctors, engineers and computer programmers can find jobs at the membership websites. Normally they have to go to the relevant section of the website to find the right job. The employers post their jobs and requirements on the site and you can choose from the jobs you like. The employing company can choose from the list of people who have applied for the job. They short list suitable candidates and call them for interviews. Finding jobs on the internet can be an easy process especially if you have the required expertise and skills to meet the job requirements. Normally, you have to register on the employment website to apply for a job. You must provide your personal information when you register. You have to upload your CV as well. So the employers can view your skill and experience. You will be employed according to your skills and qualifications.

If you want to maximize your opportunities of getting a job then you must create an impressive resume. You can start by creating a unique email address that can be used by the companies to communicate with you. Make sure that you are not using your private email address to apply for jobs as you may receive numerous emails that can mess your inbox. If you are submitting your resume on a website then you must include a professional summary containing all the right keywords. Your resume may be scanned by a software application that searches for word combinations to infer if you have the required experience. These keywords are crucial for making your resume available to the right person.

Applying for jobs can be a difficult task especially if you are trying to search for a job from the internet. Don’t worry though. If you search for the right things you can easily find al sorts of information on jobs. You can locate salary trends, job trends, descriptions of the over all job market, who’s hiring and who’s firing. The list is endless. You can also find people to perk up your resume or even get certified in skills that you will need for your future job. Just remember, everything you need is available. All you have to do is go find it.

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I have been advising business owners for over 25 years, and I have encountered many business financing situations which have involved commercial lenders that I would not recommend as a result. These problematic situations have especially involved commercial mortgage loans, business cash advance situations and unsecured working capital loans. As a direct result of these experiences and daily conversations with other commercial loan professionals, I do in fact believe that there are a number of commercial lenders that should be avoided. This conclusion is typically based on more than one negative experience or an obvious pattern of lending abuses.

I have published many commercial loan articles which are designed to assist commercial borrowers in avoiding business loan problems. One of the most serious business financing situations is a commercial lender that causes business loan problems for their commercial borrowers on a recurring basis. It is particularly this type of commercial lender which prudent commercial borrowers should be prepared to avoid unless viable alternative business financing options do not realistically exist.

Here are a few examples of why certain commercial lenders should be avoided.

BUSINESS FINANCING STRATEGIES AND COMMERCIAL LENDERS TO AVOID EXAMPLE NUMBER 1 – Yes or No?

I have published an article which discusses the tendency of many banks to say “YES” when they mean “NO”. Such banks will typically attach onerous business financing conditions to commercial loans instead of simply declining the loan. Business owners should explore other commercial loan alternatives before accepting business financing terms that put them at a competitive disadvantage.

BUSINESS FINANCING STRATEGIES AND COMMERCIAL LENDERS TO AVOID EXAMPLE NUMBER 2 – The Commercial Appraisal Process

For commercial real estate loans, commercial appraisals are an unavoidable part of the commercial loan underwriting process. The commercial appraisal process is lengthy and expensive, so avoiding commercial lenders which have displayed a pattern of problems and abuses in this area will benefit the commercial borrower by saving them both time and money.

BUSINESS FINANCING STRATEGIES AND COMMERCIAL LENDERS TO AVOID EXAMPLE NUMBER 3 – Think Outside the Bank

In smaller metropolitan markets, it is not unusual for a dominant commercial lender to impose harsher commercial loan terms than would typically be seen in a more competitive commercial financing market. Such commercial lenders routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank business financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for working capital and business cash advance solutions. For most business financing situations, a non-local and non-bank commercial lender is likely to provide improved commercial financing terms because they are accustomed to competing aggressively with other commercial lenders.

BUSINESS FINANCING STRATEGIES AND COMMERCIAL LENDERS TO AVOID EXAMPLE NUMBER 4 – Meaningless Pre-approvals

Commercial borrowers frequently want a commercial lender to approve their commercial loan at the earliest possible point. The assumed benefit to this early business loan approval is that it will enable the commercial borrower to make other business plans which depend on the business financing being finalized.

Because an ethical commercial lender will treat any form of an approval very seriously, commercial borrowers should expect that a meaningful version of such an approval will not be realistically possible in just two or three days. Nevertheless there are commercial lenders who provide their own special version of a pre-approval within just a few days of receiving preliminary application information. Because this abbreviated approach to pre-approvals almost always produces unexpected surprises for the commercial borrower as the business financing process goes forward, commercial borrowers need to be extremely wary of any commercial lenders that take this approach.

Why do some commercial lenders provide such meaningless pre-approvals? There are two likely reasons. (1) To motivate the commercial borrower to stop considering other potential commercial lenders. (2) To provide a pre-approval that is similar to a structure prevalent with residential mortgage loans. Since many business loans are arranged by residential mortgage brokers who are frequently unfamiliar with common business financing procedures, this reason will be especially applicable when dealing with commercial lenders that specialize in dealing with residential mortgage brokers.

Copyright 2005-2007 AEX Commercial Financing Group, LLC. All Rights Reserved.

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Then along comes a new player in town that plans to solve this problem. Marine Industry Careers is a boating job board for those job seekers looking for employment within the marine industry and for marine employers to post their jobs. No longer do you have to weed through thousands of unrelated positions on the commercial job boards; no longer do you have to hunt for the one or two posts on the occasional boating website, now you can find all the boating jobs on one easy to use website.

For job seekers, you can post your resume for free, browse jobs and get seen. For employers this is a great opportunity to tell about your company and get your job openings in front of the people you are looking for.

Far too many job boards attempt to cater to all areas of the job world and the marine industry gets lost in the crowd. That is no longer the case with Marine Industry Careers. This site only allows job posts for boating jobs from manufacturing, fiberglass, mechanics, sales, management, retail sales, support, marina services, marketing, advertising, engineering, plumbers, electricians, anything having to do with boating or boating products you can find it here.

With a dedicated site to find boating jobs, your open position gets better exposure to your target audience than on the large commercial job sites. Additionally, Marine Industry Careers is operating in free mode right now so there is no charge to post your jobs or view applicants to those jobs. Once the introductory period is over, the site is guaranteed to be 70-90% less than the cost of the huge commercialized job boards and provide a much better return for your money.

They are accepting all boating jobs and all boating resumes and if you want to insure you get a great deal when the introductory period is over, they are offering FREE job posts till December 2009 for any marine business that posts one of their links from their “link exchange” page on your website to theirs. They will even post your banners on their site too. For larger marine businesses this could save you thousands of dollars annually.

It’s worth taking a look and posting your open positions or posting your resume. It already has several hundred users and has begun matching jobs to job seekers.

This is their first version with a second one to follow that has lots of new features to help market your positions. Keep an eye on this site. It is moving forward.

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